Personal Checking Accounts
With us, it’s personal
Checking accounts, we all prefer one, but we are all different. Whether you just want the basics, or prefer an account that lets you avoid monthly fees, we’ve got you covered. Simply choose the checking option that makes sense for your life. It’s your checking, your way.
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| Regular Checking | Visionary Checking | Golden Checking(Age 55+) | Student Checking | Super Now Checking | GenGold Checking | |
|---|---|---|---|---|---|---|
| Minimum Balance Required to Open Account* | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 |
| Interest Paid | N/A | N/A | N/A | N/A | Accured Daily; Paid Monthly on Collected Balance | N/A |
| Interest Rate | N/A | N/A | N/A | N/A | Tiered Rate Based Upon Balance/Subject to Change at Our Discretion | N/A |
| Balance to Avoid Monthly Maintenance Service Charge** | $500.00 | Direct Deposit Required | $0.00 | $500.00 | $1,000.00 | Minimum Balance of $5000.00 in a personal NVB Checking or $10,000 in any NVB personal checking and/or NVB statement savings |
| Monthly Service Charge | $6.00 | N/A | N/A | $3.00 | $7.50 | $5.95 |
| Transaction Fees | 0 | 0 | 0 | 0 | 0 | 0 |
Optional Services for all accounts : Checks, ATM, MasterCard® Debit Card, Online Banking, Telephone Banking and Bill Pay.
* An account closed within the first 60 days of opening, will be charged a $25.00 fee. | ** Minimum collected balance.
Regular Checking Accounts
Need a cost effective account but don’t have access to direct deposit?
North Valley Bank’s Regular Checking has an affordable monthly maintenance service charge with features and benefits including:
- Minimum balance of $100.00 to open an account.
- Check Images included with monthly statements.
- Free Online Banking
- Free Telephone Banking
- Free Bill Pay and E-Statements
- Overdraft Protection available
- Free Notary Service
- Free ATM Transactions at NVB or any MoneyPass® location *
- Free ATM/MasterCard® Debit Card
If you maintain a minimum collected balance of $500.00 there is no monthly maintenance service charge. Stop into one of our branch locations to allow our friendly staff to assist you today!
* Other banks may charge usage fees at ATM’s not operated by NVB or the MoneyPass® Network.
Visionary Checking
Would you like a checking account with no minimum balance and no monthly service charge?
North Valley Bank’s Visionary Checking account is for individuals who have monthly direct deposit, for example: payroll, social security, alimony or disability. Additional features and benefits of a Visionary Checking account include:
- Minimum balance of $100.00 to open an account.
- Free Online Banking
- Free Telephone Banking
- Free Bill Pay and E-Statements
- Overdraft Protection available
- Free Notary Service
- Free ATM Transactions at NVB or any MoneyPass® location *
- Free ATM/MasterCard® Debit Card
If a North Valley Bank Visionary Checking account is perfect for you, come into one of our branch locations today!
* Other banks may charge usage fees at ATM’s not operated by NVB or the MoneyPass® Network.
Golden (Age 55+) Checking
Are you 55 or older and want a checking account with no monthly maintenance service charge, no minimum monthly balance and free checks?
North Valley Bank knows there should be advantages for being 55 or older and with a Golden Checking you get more for no additional cost. Here are just some of the features and benefits:
- Minimum balance of $100.00 to open an account.
- No Minimum Monthly Balance
- No Monthly Maintenance Service Charge
- Free “North Valley Bank” Checks (Limit one box per order)
- Check Images included with monthly statements.
- Free Online Banking
- Free Telephone Banking
- Free Bill Pay and E-Statements
- Overdraft Protection available
- Free Notary Service
- Free ATM Transactions at NVB or any MoneyPass® locations *
- Free ATM/MasterCard® Debit Card
If you are 55 or older and want more for less come into one of our branch locations and open a Golden Checking account today!
* Other banks may charge usage fees at ATM’s not operated by NVB or the MoneyPass® Network.
Student Checking
Are you actively enrolled in a school, university or college program and would like a basic checking account for minimal fees?
North Valley Bank’s Student Checking account offers a wide range of benefits for today’s college student at a very reasonable cost. Here are just some of the features and benefits of Student Checking account:
- Minimum balance of $100.00 to open an account
- Free Online Banking
- Free Telephone Banking
- Free Bill Pay and E-Statements
- Check Images included with monthly statements.
- Overdraft Protection available
- Free Notary Service
- Free ATM Transactions at NVB or any MoneyPass® location *
- Free ATM/MasterCard® Debit Card
If you maintain a minimum collected balance of $500.00 there is no monthly maintenance service charge. Stop into one of our branch locations to allow our friendly staff to assist you today!
* Other banks may charge usage fees at ATM’s not operated by NVB or the MoneyPass® Network.
Super Now Checking
North Valley Bank’s Super Now Checking is an interest bearing account with low minimum monthly maintenance balance requirements.
You can have the best of both worlds; interest on your account that is accrued daily and all the benefits of a full service account including:
- Minimum balance of $100.00 to open an account
- Interest Accrued daily and paid monthly on collected balance
- Free Online Banking
- Free Telephone Banking
- Free Bill Pay and E-Statements
- Check Images included with monthly statements.
- Overdraft Protection available
- Free Notary Service
- Free ATM Transaction at NVB or any MoneyPass® location *
- Free ATM/MasterCard® Debit Card
If you maintain a minimum collected balance of $1,000.00 there is no monthly maintenance service charge. Stop into one of our branch locations to allow our friendly staff to assist you today!
* Other banks may charge usage fees at ATM’s not operated by NVB or the MoneyPass® Network.
GenGold® Checking
Save money on your Summer Vacation.
GenGold® can save you money when planning your next vacation with discounts on airfare, hotels, car rental, cruises and even Theme Park admission. Whatever your dream vacation, your GenGold® Checking Account can help you make the most of your money.
Try GenGold, FREE for the first 90 Days!
Existing GenGold® Members click here to Activate
The checking account that saves you money with discounts and rebates on travel, dining, shopping, entertainment, groceries and much more! Here are some additional features and benefits:
Features
- Minimum balance of $100.00 to open an account
- Free “NVB GenGold Member” checks (limit per order)
- Free ATM/MasterCard® Debit Card
- Free Online Banking
- Free Telephone Banking
- Free Bill Pay and E-Statements
- Free ATM Transactions at NVB or any MoneyPass® location*
- Free Notary Service
- Check Images included with monthly statements.
- Overdraft Protection available
- Special Consumer Loan rates** (on select loans)
* Other banks may charge usage fees at ATM’s not operated by NVB or the MoneyPass® Network.** Subject to credit approval.
Family Benefits
- Internet Grocer Coupon Club
- Movie Ticket and Rental Discounts
- National Restaurant & Retailer Discounts
- 24-Hour Emergency Roadside Assistance*
- Group Dental Plan*
- Pet Health Insurance*
- And much more
*Additional fee applies. See website for complete program details. **Up to $6.00 per Statement Cycle
Identity Theft Protection & Security Center
- Set Fraud Alerts
- Reduce Junk Mail
- Order Free Credit Reports
- Organize Personal Information
- Activate Identity Theft Restoration Service
Cash Back Rewards
- Earn up to 33% Cash Back at national online retailers
- Cash Back awards accumulate in an online reward account
- It’s simple and automatic every time you use your Debit Card at participating online retailers
Travel Discounts
- Domestic and International Airline Tickets
- Hotel and Car Rentals
- Cruises
- Theme Park Admissions
Health Services
- Prescription Discounts
- Vision Care/Product Discounts
GenGold® Checking Benefits
- No minimum balance
- Free “NVB GenGold® Member” checks (traditional gold wallet style checks- maximum 240 per yr.)
- Free Debit / ATM Card
- Free Online Bill Pay
- Free E-Statements
- Free ATM Transactions* (thru Money Pass Network)
- Free Direct Deposit (if selected)
- Free Notary Services
- Special CD Rates (on select CD’s under $100,000. )
- Special Consumer Loan Rates** (on select loans)
- Waived for customers maintaining a minimum balance of $5,000.00 in any personal NVB checking account or $10,000.00 in any NVB personal checking account and/or NVB personal statement savings account. A monthly fee of $5.95 will apply if requirements are not met.
*Other banks may charge usage fees at ATM’s not operated by NVB or the Money Pass Network **Subject to credit approval
There’s no monthly maintenance service charge if you maintain a $5000.00 minimum collected balance in your GenGold® Checking or a $10,000.00 combined minimum collected balance in any NVB personal checking and/or NVB personal statement savings. To begin enjoying these exciting benefits, simply stop in the branch nearest you to open an account today!
View Bank Locations
GenGold® Local Businesses
Visit one of these local businesses to save EVEN MORE with your GenGold® Checking Account.
| A-1 Towing | 1351 Coopermill Road | Zanesville | $10.00 off any current towing service. |
| Allegra Print & Image | 1326 Brandywine Blvd | Zanesville | Buy one, get on free on business cards, letterhead and/or envelopes. |
| B & W Landscaping | 3335 Columbus Street | Stockport | 10% monthly discount. |
| Buffalo Wild Wings | 1352 Brandywine Blvd. | Zanesville | 10% discount on guest bill. |
| Chatterbox Tavern | 35 Kennebec Ave | Zanesville | 10% discount on dine-in only Monday-Thursday, not valid on alcohol purchases. |
| Crystal Springs Golf Club | 745 Hopewell Road | Zanesville | 10% discount on golf. |
| Cut It Out Scrapbook | 35 Main Street | McConnelsville | 10% discount on a purchase of $20 or more, not valid with any other offer. |
| Darby-Land | 17 Main Street | Glouster | Buy one key, get one free. |
| Deano's Pizza | 52 N Seventh Street | McConnelsville | 10% discount on any purchase, specials excluded. |
| Farley's Fishing & Hunting | 85 Front Street | Malta | 20% discount on any purchse, excluding ODNR and alcohol transactions. |
| Honey Baked Ham | 2579 Maple Avenue | Zanesville | 10% Off Boxed Lunches. |
| K & M Photography | 268 E. Liberty Ave. | McConnelsville | 10% discount on total print package and setting fee. |
| Maxwell's Hunting & Fishing | 170 W Main Street | McConnelsville | $3.00 off rod and reel combo. |
| McInturf-Fulmer Insurance Group | 1100 Brandywine Blvd. Building F | Zanesville | Free Squiggly’ s exterior car wash with any insurance quote. |
| Muskingum Recreation Center | 1425 Newark Road | Zanesville | Free Initiation, value $100.00 |
| MX MotorSports | 1347 Coopermill Road | Zanesville | 10% discount on parts and accessories. |
| Paradise Nails & Tanning | 141 E Main Street | McConnelsville | 10% discount on nail service. |
| Pirate's Pizza | 78 Front Street | Malta | 10% discount on regular purchase, excluding specials. |
| R-R Disposal LLC | 2689 N. St. Rt. 83 | Beverly | First month of service free. |
| Preferred Inspection Services | 1964 Newark Road | Zanesville | $20.00 Off of a Home Inspection Service. |
| Rich's Construction | 695 Shrivers Road | Stockport | 10% discount on metal roofing. |
| River Valley Lanes | 900 Riverside Drive | McConnelsville | Bowl 3 games and shoes free. |
| Taylor's Dari Whip | 531 Main Street | Malta | 20% senior discount on Tuesday's. |
| The Depot Restaurant | 18 East 9th Street | Dresden | 10% Off Entire Check, including drinks. |
| The Pedicure Place | 801 High Street | Malta | $1.00 off pedicure. |
| Rittberger Meats | 1990 Lutz Lane | Zanesville | 10% discount on regularly retail price. |
| Seals Flowers & Gifts | 218 N. Main Street | New Lexington | 20% discount on any cash and carry purchase. |
| Shrivers Pharmacy | McConnelsville, New Lexington, Zanesville & Nelsonville | 10% discount on OTC (excluding: lottery, tobacco, prescriptions, western union and utility payments). | |
| Short Generators Plus | 490 N. 8th Street | McConnelsville | 10% discount on automatic standby generators. |
| Studio Blu | 3931 Northpointe Drive | Zanesville | 10% off Retail Purchases |
| Supreme Janitorial Service | 490 N. 8th Street | McConnelsville | 10% discount on first month service. |
| The Smile Shack | 3839 James Court | Zanesville | Free X-Rays with a Regular Cleaning & Exam; $100 off Zoom Whitening |
| TW Spears Plumbing & Excavating | 2813 W Poplar Ridge Rd | Malta | 5% discount on any service, repair or new plumbing material and excavating hauling. |
| Ultra Clean | 333 E. Main Street | Shawnee | 10% discount on total bill. |
| WW Tavern | 205 W Main Street | McConnelsville | 25 cents off any purchase. |
| Zanesville Jaycees Golf Club | 2710 Jackson Road | Zanesville | 10% Off a Round of Golf Monday-Friday Only. |