Certificates of Deposit and IRA's
All certificates of deposit require a minimum deposit of $1,000.00. Interest on CD’s less than $10,000.00 with a term of 12 months or less must be compounded or direct deposited into a checking or savings account. No monthly interest checks are issued. Early withdrawal penalties may be imposed.
CD Specials
| Term | Balance Tier | Interest Rate | A.P.Y.* |
|---|
| 17 Months | $0.00 -$49,999.99 | 1.75% | 1.76% |
| 17 Months | $50,000.00 + | 1.99% | 2.01% |
| 25 Months | $0.00 - $49,999.99 | 0.60% | 0.60% |
| 25 Months | $50,000.00 + | 0.70% | 0.70% |
| 37 Months | $0.00 - $49,999.99 | 1.59% | 1.60% |
| 37 Months | $50,000.00 + | 1.59% | 1.60% |
| 54 Months | $0.00 - $49,999.99 | 1.74% | 1.75% |
| 54 Months | $50,000.00 + | 1.74% | 1.75% |
Regular CD's
| Term | Balance Tier | Interest Rate | A.P.Y.* |
|---|
| 91 Days | $0.00 - $49,999.99 | 0.10% | 0.10% |
| 91 Days | $50,000.00 + | 0.10% | 0.10% |
| 182 Days | $0.00 - $49,999.99 | 0.10% | 0.10% |
| 182 Days | $50,000.00 + | 0.10% | 0.10% |
| 12 Months | $0.00 - $49,999.99 | 0.20% | 0.20% |
| 12 Months | $50,000.00 + | 0.20% | 0.20% |
| 18 Months | $0.00 - $49,999.99 | 0.20% | 0.20% |
| 18 Months | $50,000.00 + | 0.25% | 0.25% |
| 24 Months | $0.00 - $49,999.99 | 0.20% | 0.20% |
| 24 Months | $50,000.00 + | 0.25% | 0.25% |
| 36 Months | $0.00 - $49,999.99 | 0.25% | 0.25% |
| 36 Months | $50,000.00 + | 0.30% | 0.30% |
| 48 Months | $0.00 - $49,999.99 | 0.45% | 0.45% |
| 48 Months | $50,000.00 + | 0.55% | 0.55% |
| 60 Months | $0.00 - $49,999.99 | 2.03% | 2.05% |
| 60 Months | $50,000.00 + | 2.03% | 2.05% |
| 72 Months | $0.00 - $49,999.99 | 2.23% | 2.25% |
| 72 Months | $50,000.00 + | 2.23% | 2.25% |
Money Markets, NOW's & Savings
A minimum deposit of $100.00 is required to open an account. A minimum collected balance of $1,000.00 is required to earn A.P.Y.* Fees could reduce earnings on the account. Variable rate – the rate may change after the account is opened. Interest is compounded monthly.
Money Market Deposit Account
| Balance Tier | Interest Rate | A.P.Y. * |
|---|
| $0.00 - $999.99 | 0.00% | 0.00% |
| $1,000.00 - $9,999.99 | 0.35% | 0.35% |
| $10,000.00 - $49,999.99 | 0.35% | 0.35% |
| $50,000.00 - $999,999.99 | 0.50% | 0.50% |
| $1,000,000.00 + | 0.65% | 0.65% |
Super Now Checking
| Balance Tier | Interest Rate | A.P.Y. * |
|---|
| $0.00 - $999.99 | 0.00% | 0.00% |
| $1,000.00 - $9,999.99 | 0.05% | 0.05% |
| $10,000.00 - $49,999.99 | 0.10% | 0.10% |
| $50,000.00 - $99,999.99 | 0.10% | 0.10% |
| $100,000.00 + | 0.10% | 0.10% |
Statement Savings
| Balance Tier | Interest Rate | A.P.Y.* |
|---|
| $0.00 - $999.99 | 0.05% | 0.05% |
| $1,000.00 - $9,999.99 | 0.05% | 0.05% |
| $10,000.00 - $49,999.99 | 0.10% | 0.10% |
| $50,000.00 - $99,999.99 | 0.10% | 0.10% |
| $100,000.00 + | 0.20% | 0.20% |
* A.P.Y. is Annual Percentage Yield. A.P.Y. assumes deposit remains for at least 1 year.
Ask a Customer Service Representative for further details at any of our locations.
